Equifax Data Breach

Another Data Breach Leaves Us Wondering...

Is Our Personal Information EquiF#!&@d?

The Lowdown: Hackers gained access to systems containing customers’ social security numbers, birth dates, addresses and driver’s license numbers from the Equifax databases. Also, a large number of customers' credit card numbers and credit report disputes were exposed.

We understand that you have enough things to worry about.  We've read up on this recent breach and prepared some helpful information about what happened, and how to check if your data was compromised.

We recommend NOT accepting EquiFax's free year of credit monitoring service because their terms of service state that you agree not to take legal action or join a class action lawsuit against the company. There has already been a class action suit filed that states EquiFax did not spend enough to protect their customers' data.

The best action you can take now is to request a CREDIT FREEZE on your credit report (click here to read helpful info on the Federal Trade Commission's website). This tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name.

As we gather more information about ways to protect yourself and your family from this breach we will share them with you.

These articles provide additional insight:

What happened?
Wall Street Journal
Info Security Magazine

What are the next steps?
CNN Money
Bloomberg
CNet

"Equifax said in its statement that while the incident potentially affected approximately 143 million U.S. consumers, “the company has found no evidence of unauthorized activity on Equifax’s core consumer or commercial credit reporting databases.

Equifax said an internal investigation revealed hackers exploited a vulnerability in a U.S. website application to gain unauthorized access to files from mid-May through July. The company said it discovered the breach on July 29." - Wall Street Journal

As always, if you have any questions about your digital privacy, please feel free to give TechDad a call at
(212) 235-7011 or email care@techdad.com